Final Payment for Claims

Alhamdullillah, i've received the final claim payment for my primary infertility treatment today. I've received a total of RM6183.3 from Malaysian Government. Just paid the outstanding credit card which i've been using just for treatment at LPPKN. Settle satu hutang... lega~

Those out there who are working with Malaysian Goverment, you can claim your treatment fees if :-

•  The treatment is done at any Government Hospital or LPPKN
• Never pregnant before 
• Full payment for IUI
• Payment for medicine if you have to go through IVF. The IVF procedure itself its not covered by the government. 

More details at JPA website : Peraturan Permohonan Perbelanjaan Kemudahan Perubatan.
You have to pay first and claim later, please be remember that it will takes months to approve :)

On different note, most of insurance company doesnt cover infertility. Infertility treatment its really costly. Last time i heard about EPF wants to allow to take the Account 2 for infertility treatment but then im not sure whether its already been implemented or not. Those who have the savings in hand, doesnt mind about the cost.. but i do pity those who cant afford. Hopefully someone will look into this issue real soon.

Happy

So happy today coz the claimed that been pending since last year, finallygot it today. Submit the application end of last year and it was rejected. Submit again on February and received it today. It took 4 months to process with all the documentation right in place. Apa nak jadi ntah! I have not submitted the 2nd claim yet. So, will be getting it only end of the year i guess.

By the way, what im going to do with the money?

Option 1

My initial plan was, to keep it aside for my treatments. But then, yesterday came to know this particular auction house, near my parents house which is damn below the market price. Need to pay 5% if we are ok with the house. I knew the area and its very demanded place. So, thinking to invest in that.

Option 2

On the other hand, DH was not so interested with the holiday plan for next month for few reasons. One of the main reason was the tight budget. So, should i spend on this holiday trip then? Its a place which i’ve been dreaming to visit since my childhood days. According to DH, he asked me to cancel the trip and his going to pay me back the ticket price.

Overall, if the holiday trip did cancel at the end, will be getting additional money for the option no 1. But am i really into going to buy the house? Its another different story :p

Claim: Approved

Received letter today mentioning that my claim is approved. So will be getting the payment maybe in 2 weeks time. Alhamdullillah.

Allah’s plan was superb. He gave me government job and let me going through treatment under government clinic, spent a lot and get claim for it and re-use the money again for my treatment. Masya Allah! Yeay! Not going to miss any treatment in near future, fasting month is coming… definitely need to take a break during that time.

P/S- I’ve started to fast today… since im not under any treatment this month, im hoping to fast as many as possible before start the treatment again which have to do TVS (TransVaginal Ultrasound). 1 down, 14 to go!

Treatment Cost

The total amount that i paid for this cycle was RM1253.80. So, so far I've spent RM4045.5 at LPPKN alone.

 

I'm not sure yet on the previous claim status. Now I'm going to submit the new one. Well, just use the facilities that available for government staff right? Hope it will be approved soon.

The Claim Issue

Since I'm working with Government of Malaysia, I’m entitle to claim the treatment fee’s for this primary infertility if I'm having treatment with government clinic/hospitals. LPPKN is government clinic under Ministry of Women, Family and Community Development.

I was just allowed to claimed last week and i received the letter from the doctor to submit all the documents to my department.

I submitted everything last week. Last Friday, my boss was asked me about the claim saying why im only claim now for the whole year. It seems like he dont understand when i explain to him that i was actually waiting for the letter from the doctor.

Last week, i received the forms which was already signed by the big boss and today i received this letter and they give me back the forms which the signed page by the big boss was gone and they printed new form for that particular page before returning it to me.

Can you see the office politic here? Even im entitle for the claim they rejected me. Im pretty sure they will reject it next yr too saying that those bills are for the yr 2010 and cant pay for it.